{"id":58,"date":"2023-02-15T21:10:12","date_gmt":"2023-02-15T21:10:12","guid":{"rendered":"https:\/\/adptsretirement.com\/retirementplanningguide\/?page_id=58"},"modified":"2023-02-22T13:03:22","modified_gmt":"2023-02-22T13:03:22","slug":"5-lifestyle-changes","status":"publish","type":"page","link":"https:\/\/adptsretirement.com\/retirementplanningguide\/5-lifestyle-changes\/","title":{"rendered":"5: Lifestyle Changes"},"content":{"rendered":"
[vc_row layout=”wide” css=”.vc_custom_1676642889468{border-bottom-width: 1px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”][vc_column offset=”vc_hidden-sm vc_hidden-xs”][layerslider_vc id=”6″][\/vc_column][\/vc_row][vc_row layout=”wide” css=”.vc_custom_1676676352421{border-bottom-width: 1px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”][vc_column offset=”vc_hidden-lg vc_hidden-md”][vc_single_image image=”562″ img_size=”full” alignment=”center”][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676578670558{padding-top: 40px !important;padding-bottom: 20px !important;}”][vc_column][vc_column_text]\n

Your retirement lifestyle can be as individual as you are. In addition to planning your retirement finances, you should consider how you want to live as a retiree. What kind of lifestyle is going to suit you in your golden years that allows you to reap the rewards you\u2019ve earned through your working life?<\/h4>\n

Whichever way you decide to spend your retirement years, managing your assets wisely will make that time more fulfilling and enjoyable. As you move ahead, get all the information you need before making any big decisions. Click on the \u25bc buttons below to learn more different lifestyle changes:<\/span><\/h4>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row content_placement=”top” css=”.vc_custom_1676577565432{padding-top: 10px !important;padding-bottom: 10px !important;}”][vc_column width=”1\/12″][vc_single_image image=”415″ alignment=”center” css=”.vc_custom_1676638710380{margin-top: -10px !important;padding-bottom: 20px !important;}”][\/vc_column][vc_column width=”11\/12″][vc_tta_accordion style=”flat” shape=”square” gap=”20″ c_icon=”triangle” active_section=”0″ no_fill=”true” collapsible_all=”true”][vc_tta_section title=”Relocate<\/strong>” tab_id=”1561050619657-feceb993-fff2″][vc_row_inner][vc_column_inner][vc_column_text css=”.vc_custom_1676639166778{padding-bottom: 20px !important;}”]\n

If you\u2019ve ever wanted to live near the ocean, in the mountains, closer to family or just downsize, then retirement may be the perfect time to transfer to a new location. Here are some factors to consider:<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1677070999247{padding-bottom: 20px !important;}”][vc_column_inner width=”1\/2″][vc_column_text]\n

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  • Cost of moving<\/strong><\/span><\/li>\n
  • Taxes and cost of living<\/span><\/strong><\/span><\/li>\n
  • Types of housing<\/span><\/strong><\/span><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_column_text css=”.vc_custom_1676650326049{padding-bottom: 20px !important;}”]\n
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    • Climate and amenities<\/span><\/strong><\/span><\/li>\n
    • Proximity to medical care<\/span><\/strong><\/span><\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row content_placement=”top” css=”.vc_custom_1676577565432{padding-top: 10px !important;padding-bottom: 10px !important;}”][vc_column width=”1\/12″][vc_single_image image=”416″ alignment=”center” css=”.vc_custom_1676638719130{margin-top: -10px !important;padding-bottom: 20px !important;}”][\/vc_column][vc_column width=”11\/12″][vc_tta_accordion style=”flat” shape=”square” gap=”20″ c_icon=”triangle” active_section=”0″ no_fill=”true” collapsible_all=”true”][vc_tta_section title=”Travel<\/strong>” tab_id=”1676578196274-24415789-ffeb”][vc_row_inner][vc_column_inner][vc_column_text css=”.vc_custom_1676639879579{padding-bottom: 20px !important;}”]\n

      Many retirees not only seek a complete break from work, but they also want to do all the things they put off while they were working. Traveling is a big one, whether it\u2019s to see the world, the United States or long-distance family.<\/p>\n

      The key is planning, and to get as specific as possible about your goals. How many trips do you see yourself taking? Where would you like to go? How would you like to travel? Once you have an idea, add up the potential costs. Including them in your retirement savings plan now can increase the odds that your retirement budget will match your wanderlust when the time comes.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row content_placement=”top” css=”.vc_custom_1676577565432{padding-top: 10px !important;padding-bottom: 10px !important;}”][vc_column width=”1\/12″][vc_single_image image=”224″ alignment=”center” css=”.vc_custom_1676582930376{margin-top: -10px !important;padding-bottom: 20px !important;}”][\/vc_column][vc_column width=”11\/12″][vc_tta_accordion style=”flat” shape=”square” gap=”20″ c_icon=”triangle” active_section=”0″ no_fill=”true” collapsible_all=”true”][vc_tta_section title=”Hobbies<\/strong>” tab_id=”1676578272328-bc9c3d5e-26ab”][vc_row_inner content_placement=”middle” gap=”25″][vc_column_inner][vc_column_text css=”.vc_custom_1676639910358{padding-bottom: 20px !important;}”]\n

      People are constantly searching for challenges and experiences and doing a new activity (or two) may help you find one. Hobbies not only help you keep your physical and mental health in check, but they also allow you to learn new things.<\/p>\n

      Consider activities that you love. Maybe a little gardening, kayaking, or golfing? It does not, however, have to be a physically demanding exercise. Mentally engaging activities, such as card games, crossword puzzles or sudoku, are also effective strategies to boost endorphin production.<\/p>\n

      Overall, hobbies will not only help push you to stay busy, but it will help rekindle an interest that you used to do but stopped or pushed aside. Hobbies can help keep your brain sharp, your body active and your time fulfilling.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row content_placement=”top” css=”.vc_custom_1676638935461{padding-top: 10px !important;padding-bottom: 60px !important;}”][vc_column width=”1\/12″][vc_single_image image=”417″ alignment=”center” css=”.vc_custom_1676638732733{margin-top: -10px !important;padding-bottom: 20px !important;}”][\/vc_column][vc_column width=”11\/12″][vc_tta_accordion style=”flat” shape=”square” gap=”20″ c_icon=”triangle” active_section=”0″ no_fill=”true” collapsible_all=”true”][vc_tta_section title=”Volunteer<\/strong>” tab_id=”1676578273679-51ef6ec6-cfcb”][vc_row_inner content_placement=”middle”][vc_column_inner][vc_column_text css=”.vc_custom_1676650439542{padding-bottom: 20px !important;}”]\n

      Many retirees turn to volunteering as a way to spend their free time, socialize with others, give back to their community and stay healthy. Research shows that volunteering has real, measurable benefits, such as:<\/span><\/p>\n

        \n
      • Lowering the risk of developing health problems like dementia1<\/sup><\/span><\/strong><\/span><\/li>\n
      • Happier, less depressed, and more independent1<\/sup><\/span><\/strong><\/span><\/li>\n
      • Reporting a decrease in chronic pain symptoms after starting a volunteer position2<\/sup><\/span><\/strong><\/span><\/li>\n<\/ul>\n

        If you\u2019re interested in becoming a volunteer, you have plenty of options. Whether you want to try it once or jump into a regular volunteer position with both feet, you can find a volunteer program that\u2019s right for you!<\/span><\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676571930371{border-top-width: 2px !important;padding-top: 30px !important;background-color: #121c4e !important;border-top-color: #d0271d !important;border-top-style: solid !important;}”][vc_column][vc_column_text css=”.vc_custom_1676638800864{padding-bottom: 20px !important;}”]\n

          \n
        1. \n

          https:\/\/www.nia.nih.gov\/health\/participating-activities-you-enjoy-you-age<\/p>\n<\/li>\n

        2. \n

          https:\/\/www.mayoclinichealthsystem.org\/hometown-health\/speaking-of-health\/3-health-benefits-of-volunteering<\/p>\n<\/li>\n<\/ol>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676571438123{padding-bottom: 40px !important;background-color: #121c4e !important;}”][vc_column][vc_column_text css=”.vc_custom_1677018868260{border-top-width: 1px !important;padding-top: 20px !important;border-top-color: #d0271d !important;border-top-style: solid !important;}”]The information contained on this website is intended to summarize at a high level some of the provisions under the ADP TotalSource Retirement Savings Plan (the \u201cPlan\u201d). It is not intended to provide a full description of the Plan. In the event of a conflict between the official Plan document and this website, the official Plan document is controlling.<\/span><\/p>\n

          Plan administrative services provided by Voya Institutional Plan Services, LLC (VIPS), a member of the Voya\u00ae<\/sup> family of companies.<\/span><\/p>\n

          ADP, the ADP logo, ADP TotalSource and Always Designing for People are trademarks of ADP, Inc. Copyright \u00a9 2023 All rights reserved. <\/span><\/p>\n

          \u00a9 2023 Voya Services Company. All rights reserved.
          \n<\/span>[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"

          [vc_row layout=”wide” css=”.vc_custom_1676642889468{border-bottom-width: 1px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”][vc_column offset=”vc_hidden-sm vc_hidden-xs”][layerslider_vc id=”6″][\/vc_column][\/vc_row][vc_row layout=”wide” css=”.vc_custom_1676676352421{border-bottom-width: 1px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”][vc_column offset=”vc_hidden-lg vc_hidden-md”][vc_single_image image=”562″ img_size=”full” alignment=”center”][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676578670558{padding-top: 40px !important;padding-bottom: 20px !important;}”][vc_column][vc_column_text] Your retirement lifestyle can be as individual as you are. In addition to planning your retirement finances, you should consider how you want to live […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full.php","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-58","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages\/58","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/comments?post=58"}],"version-history":[{"count":22,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages\/58\/revisions"}],"predecessor-version":[{"id":636,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages\/58\/revisions\/636"}],"wp:attachment":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/media?parent=58"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}