{"id":11,"date":"2023-02-14T21:15:27","date_gmt":"2023-02-14T21:15:27","guid":{"rendered":"https:\/\/adptsretirement.com\/retirementplanningguide\/?page_id=11"},"modified":"2023-03-16T16:58:32","modified_gmt":"2023-03-16T16:58:32","slug":"nearing-retirement","status":"publish","type":"page","link":"https:\/\/adptsretirement.com\/retirementplanningguide\/","title":{"rendered":"Nearing Retirement"},"content":{"rendered":"
[vc_row layout=”wide”][vc_column offset=”vc_hidden-sm vc_hidden-xs”][layerslider_vc id=”1″][\/vc_column][\/vc_row][vc_row layout=”wide”][vc_column offset=”vc_hidden-lg vc_hidden-md”][vc_single_image image=”571″ img_size=”full” alignment=”center”][\/vc_column][\/vc_row][vc_row gap=”10″ css=”.vc_custom_1676504968190{padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column width=”2\/5″ css=”.vc_custom_1676501428558{border-top-width: 1px !important;border-top-color: #dd3333 !important;border-top-style: solid !important;}”][vc_column_text css=”.vc_custom_1676561175791{padding-top: 20px !important;padding-bottom: 30px !important;}”]\n

Your retirement is approaching, and it\u2019s important that you\u2019re prepared. Take the time now to understand the decisions and actions on the immediate horizon, as well as those that you\u2019ll encounter along the way.<\/h4>\n

By preparing for a smooth transition into the next chapter of your life, you\u2019ll have a plan and the resources to help you take advantage of all the benefits that will be available to you in your retirement.<\/h4>\n

This guide is designed to help you navigate the process in five key steps. Let\u2019s get started!<\/h4>\n[\/vc_column_text][\/vc_column][vc_column width=”2\/5″ css=”.vc_custom_1676504993868{border-right-width: 1px !important;border-right-color: #d0271d !important;border-right-style: solid !important;}”][vc_row_inner][vc_column_inner width=”1\/2″][vc_single_image image=”82″ img_size=”full” alignment=”center” onclick=”custom_link” link=”https:\/\/adptsretirement.com\/retirementplanningguide\/1-retiremenet-savings\/”][vc_column_text css=”.vc_custom_1676563573245{border-bottom-width: 1px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”]\n

STEP 1<\/strong><\/a><\/p>\n[\/vc_column_text][vc_column_text css=”.vc_custom_1676563624947{padding-top: 10px !important;padding-bottom: 20px !important;}”]\n

Determine your retirement savings<\/strong><\/a> and income goals.<\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”90″ img_size=”full” alignment=”center” onclick=”custom_link” link=”https:\/\/adptsretirement.com\/retirementplanningguide\/2-income-sources\/”][vc_column_text css=”.vc_custom_1676563691779{border-bottom-width: 1px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”]\n

STEP 2<\/strong><\/a><\/p>\n[\/vc_column_text][vc_column_text css=”.vc_custom_1676563727251{padding-top: 10px !important;padding-bottom: 20px !important;}”]\n

Know your income sources<\/strong><\/a> and have a
\ndraw-down strategy.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][vc_single_image image=”91″ img_size=”full” alignment=”center” onclick=”custom_link” link=”https:\/\/adptsretirement.com\/retirementplanningguide\/3-health-wellness\/”][vc_column_text css=”.vc_custom_1676563788252{border-bottom-width: 1px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”]\n

STEP 3<\/strong><\/a><\/p>\n[\/vc_column_text][vc_column_text css=”.vc_custom_1676563803097{padding-top: 10px !important;padding-bottom: 20px !important;}”]\n

Ensure your health and wellness<\/strong><\/a> and prepare for the unexpected.<\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”92″ img_size=”full” alignment=”center” onclick=”custom_link” link=”https:\/\/adptsretirement.com\/retirementplanningguide\/4-estate-planning\/”][vc_column_text css=”.vc_custom_1676563927954{border-bottom-width: 1px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”]\n

STEP 4<\/strong><\/a><\/p>\n[\/vc_column_text][vc_column_text css=”.vc_custom_1676564360205{padding-top: 10px !important;padding-bottom: 20px !important;}”]\n

Get your estate<\/strong><\/a> in order.<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/2″][vc_single_image image=”93″ img_size=”full” alignment=”center” onclick=”custom_link” link=”https:\/\/adptsretirement.com\/retirementplanningguide\/5-lifestyle-changes\/”][vc_column_text css=”.vc_custom_1676564422218{border-bottom-width: 1px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”]\n

STEP 5<\/strong><\/a><\/p>\n[\/vc_column_text][vc_column_text css=”.vc_custom_1676564436445{padding-top: 10px !important;padding-bottom: 40px !important;}”]\n

Plan for lifestyle changes<\/a>
\n<\/span><\/strong> as you approach this new stage of life.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_single_image image=”102″ img_size=”full” css=”.vc_custom_1676505697948{margin-right: -15px !important;}”][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/5″][vc_single_image image=”106″ img_size=”full” onclick=”custom_link” css=”.vc_custom_1676644304292{padding-top: 3px !important;}” link=”https:\/\/adptsretirement.com\/retirementplanningguide\/quiz\/”][vc_column_text css=”.vc_custom_1676644319782{border-bottom-width: 1px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”]\n

QUIZ<\/strong><\/span><\/a><\/p>\n[\/vc_column_text][vc_column_text css=”.vc_custom_1676563257945{padding-top: 10px !important;padding-bottom: 20px !important;}”]\n

Are you retirement ready? Take this quiz to find out.<\/p>\n[\/vc_column_text][vc_single_image image=”110″ img_size=”full” onclick=”custom_link” css=”.vc_custom_1676644351222{padding-top: 2px !important;}” link=”https:\/\/adptsretirement.com\/retirementplanningguide\/resources\/”][vc_column_text css=”.vc_custom_1676644362996{border-bottom-width: 1px !important;padding-top: 10px !important;padding-bottom: 10px !important;border-bottom-color: #d0271d !important;border-bottom-style: solid !important;}”]\n

RESOURCES<\/strong><\/span><\/a><\/p>\n[\/vc_column_text][vc_column_text css=”.vc_custom_1676563384951{padding-top: 10px !important;padding-bottom: 20px !important;}”]\n

Need help? Check out
\nthese resources.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676569009782{border-top-width: 2px !important;padding-top: 40px !important;background-color: #121c4e !important;border-top-color: #d0271d !important;border-top-style: solid !important;}”][vc_column width=”1\/12″][\/vc_column][vc_column width=”11\/12″][vc_column_text]\n

Contact Us<\/span><\/strong><\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676567768486{padding-bottom: 10px !important;background-color: #121c4e !important;}”][vc_column width=”1\/12″][\/vc_column][vc_column width=”10\/12″ offset=”vc_hidden-sm vc_hidden-xs”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/4″][vc_single_image image=”138″ img_size=”full” onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/adptotalsource.voya.com”][vc_column_text css=”.vc_custom_1676567491378{padding-bottom: 20px !important;padding-left: 10px !important;}”]\n

Voya Participant Web<\/span><\/a><\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”144″ img_size=”full” onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/mobile.voyaplans.com\/”][vc_column_text css=”.vc_custom_1676567517514{padding-bottom: 20px !important;padding-left: 10px !important;}”]\n

Voya Retire Mobile App<\/span><\/a><\/p>\n

ADP Mobile Solutions<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”150″ img_size=”full”][vc_column_text css=”.vc_custom_1678985885968{padding-bottom: 20px !important;padding-left: 10px !important;}”]The ADP TotalSource Retirement Savings Plan Service Center
\n<\/span>(855) 646-7549<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text css=”.vc_custom_1676567715827{padding-top: 54px !important;padding-bottom: 20px !important;padding-left: 10px !important;}”]The ADP TotalSource Employee Service Center<\/span>
\n(800) 554-1802<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/12″][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676567768486{padding-bottom: 10px !important;background-color: #121c4e !important;}”][vc_column width=”1\/12″][\/vc_column][vc_column width=”10\/12″ offset=”vc_hidden-lg vc_hidden-md”][vc_row_inner equal_height=”yes”][vc_column_inner width=”1\/4″][vc_single_image image=”138″ img_size=”220×55″ onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/adptotalsource.voya.com”][vc_column_text css=”.vc_custom_1676567491378{padding-bottom: 20px !important;padding-left: 10px !important;}”]\n

Voya Participant Web<\/span><\/a><\/p>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”144″ img_size=”220×55″ onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/mobile.voyaplans.com\/”][vc_column_text css=”.vc_custom_1676567517514{padding-bottom: 20px !important;padding-left: 10px !important;}”]\n

Voya Retire Mobile App<\/span><\/a><\/p>\n

ADP Mobile Solutions<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”150″ img_size=”220×55″][vc_column_text css=”.vc_custom_1678985906413{padding-bottom: 20px !important;padding-left: 10px !important;}”]The ADP TotalSource Retiremen Savings Plan Service Center<\/span>
\n(855) 646-7549<\/span>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_column_text css=”.vc_custom_1676567715827{padding-top: 54px !important;padding-bottom: 20px !important;padding-left: 10px !important;}”]The ADP TotalSource Employee Service Center<\/span>
\n(800) 554-1802<\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=”1\/12″][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1676565217872{padding-bottom: 40px !important;background-color: #121c4e !important;}”][vc_column][vc_column_text css=”.vc_custom_1677018453698{border-top-width: 1px !important;padding-top: 20px !important;border-top-color: #d0271d !important;border-top-style: solid !important;}”]The information contained on this website is intended to summarize at a high level some of the provisions under the ADP TotalSource Retirement Savings Plan (the \u201cPlan\u201d). It is not intended to provide a full description of the Plan. In the event of a conflict between the official Plan document and this website, the official Plan document is controlling.<\/span><\/p>\n

Plan administrative services provided by Voya Institutional Plan Services, LLC (VIPS), a member of the Voya\u00ae<\/sup> family of companies.<\/span><\/p>\n

ADP, the ADP logo, ADP TotalSource and Always Designing for People are trademarks of ADP, Inc. Copyright \u00a9 2023 All rights reserved. <\/span><\/p>\n

\u00a9 2023 Voya Services Company. All rights reserved.<\/span><\/p>\n

182\u200b8035_1222<\/span>
\nCN263\u200b9524_0125<\/span>[\/vc_column_text][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row layout=”wide”][vc_column offset=”vc_hidden-sm vc_hidden-xs”][layerslider_vc id=”1″][\/vc_column][\/vc_row][vc_row layout=”wide”][vc_column offset=”vc_hidden-lg vc_hidden-md”][vc_single_image image=”571″ img_size=”full” alignment=”center”][\/vc_column][\/vc_row][vc_row gap=”10″ css=”.vc_custom_1676504968190{padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column width=”2\/5″ css=”.vc_custom_1676501428558{border-top-width: 1px !important;border-top-color: #dd3333 !important;border-top-style: solid !important;}”][vc_column_text css=”.vc_custom_1676561175791{padding-top: 20px !important;padding-bottom: 30px !important;}”] Your retirement is approaching, and it\u2019s important that you\u2019re prepared. Take the time now to understand the decisions and actions on the immediate horizon, as […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full.php","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"class_list":["post-11","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages\/11","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":74,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages\/11\/revisions"}],"predecessor-version":[{"id":799,"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/pages\/11\/revisions\/799"}],"wp:attachment":[{"href":"https:\/\/adptsretirement.com\/retirementplanningguide\/wp-json\/wp\/v2\/media?parent=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}